What is the Affordable Rent Program?
Urbane 218 offers affordable housing options in Downtown Duluth. If you're applying to rent one of our income-restricted apartment homes, there are income limits that determine if you're eligible.
Why Do Income Limits Exist?
Urbane 218 is part of a program meant to help low to moderate-income individuals and families. To qualify, your total household income must be below a certain amount, based on your household size and the income threshold for the apartment you are applying for.
How Income Is Calculated:
To calculate income, Urbane 218 Apartments uses gross annual income (before taxes) for all household members 18 and older. This includes:
- Wages and salaries
- Social Security or disability payments
- Unemployment
- Child support or alimony
- Self-employment income, if applicable
Income Limits Vary:
For example:
- For a unit with an income restriction of 80% occupied by 1 person, the gross annual income of the occupant needs to be less than $56,400.
- For a unit with an income restriction of 60% occupied by 2 people, the gross annual income of the occupants needs to be less than $48,300.
Restrictions for Full-Time Students:
A household where everyone is enrolled as a full‑time student is not allowed. That means if you're all students (even graduate students), it wouldn't work unless someone in the household is exempt—like being a single parent with children, a veteran, married, formerly in foster care, or disabled. However, if at least one household member isn’t a full‑time student, you can qualify provided you meet the income limits. We can help check your household situation.
Quick Check: Does the Student Applicant Qualify?
| Scenario | Likely Eligible? |
|---|---|
| All residents full-time students | Not eligible |
| One or more occupants not full-time students | Eligible, if income limits met |
| Section 8 voucher holder who is a full-time student and unmarried under 24 with no dependents | Not eligible |
| Full-time student who is married, a single parent, formerly in foster care, disabled, or a veteran | Typically eligible |
Why This Matters for You:
When you apply for an apartment at Urbane 218, the leasing office will ask for documentation like pay stubs, tax returns, and other income proof to verify you qualify under the limits. The limits help determine which units you’re eligible for. Management will reverify income at lease renewal.
